Foreclosures remain a small but important segment of Hawaii’s housing market. While inventory levels fluctuate, buyers who understand the process can sometimes find opportunities that are not widely available through traditional listings.

In today’s market, where interest rates are still hovering around 6%, the idea of locking in a 3% mortgage sounds almost impossible. But for some buyers, it’s not only possible, it’s happening right now. The key is something called an assumable mortgage.

Understanding how insurance changes may affect homeownership costs, condominium fees, and real estate decisions across Hawaii and Oahu. Across Hawaii, many homeowners and condominium associations are seeing higher insurance premiums and evolving coverage requirements. These changes can affect monthly housing costs, maintenance fees, and the planning process for buying or selling property.

As 2026 begins, Oahu’s luxury real estate market continues to set the bar for ultra-high-end living in Hawaii. Limited inventory, irreplaceable oceanfront land, and legacy estates in premier neighborhoods have pushed prices to historic levels—particularly along Diamond Head and Kahala.