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The Mortgage Credit Certificate (MCC) program can offer a significant tax benefit to qualified first-time homebuyers. However, there are not always enough funds available from the agency that issues the MCC in Hawaii (Hawaii Housing Finance Development Corporation or HHFDC).
The summer homebuying season is here, and June is on track to be the hottest month of the year for Hawaii homebuyers and sellers.
If you've been on the fence about becoming a homeowner - or trading up to a new home - now is the time to act. Mortgage interest rates, which had been ticking up throughout last year, just saw the biggest drop in a single week in a decade. Today's mortgage interest rate is now lower than it's been in more than a year - giving prospective homebuyers a welcome shot of buying power.
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